Retirement Nightmares!

I caught a lyft today, and the driver was a retired navy vet. Who used up his retirement fund. Now was driving lyft to supplement his income.

Most people are currently behind when it comes to saving for retirement. 

What does your retirement fund look like? 92% of Americans are now behind. Even worse, some of us may delay our retirement until our 70’s.

Seemingly, these are our golden years. Even sadder, a majority of us will outlive our retirement fund. 


I fear to be a 60-year-old man working in a warehouse. Now ask yourself an honest question. Am I on the right track for retirement? 

If the answer is yes, congratulations, you’re officially one of the 8%. But don’t feel bad if the answer is no, 92% of us aren’t on track.

Retirement plan review:

I was doing research on the net about retirement funds; I discovered a million dollars would only last a few years?

Shockingly! Saving a million dollars caught me by surprise. 

Alongside bills, and daily living expenses. A million dollars seem impossible to save.

Look how expensive things can become when you get older.

  • insurance $800-1000 a month
  • co-pay (varies)
  • cat scan $4,000
  • rehabilitation center $4,400 a day
  • home visits start at $5,000 per visit
  • private care $8,000 to $10,000 a month
  • assistant living $15,000 a month
  • physical therapy $3,000 to $5,000 a month

-If you’re 45 with an annual income of $75,000 a year. You should have $210,000 set aside already.

-If you’re 50 with an annual income of $100,000 a year. You should have $450,000 set aside already.

-If you’re 55 and living on a salary of $150,000 a year, $You should have already passed the million-dollar mark.

-By the time you’re 60 to 65. You should have 1.8 to $2,000,000 set aside.

If you make under $50,000 a year, a retirement plan not mentioned!👀 Yeah! That part.

Let’s break up the word retired. The prefix re- means over and over. We all know what the word tired means, which makes perfect sense working 50 years of your life! You’ll be exhausted over and over again. (retired).

It’s SCARY to work 35-50 years of your life only to have your 401(k) and savings go to medical expenses. Give up your whole life to make someone’s dream a reality, that’s insane! 

Most jobs don’t even offer a retirement fund, what’s worse, most of us don’t make enough to save for retirement.

SAD! But true.

Thank you for taking the time to read my blog.

Dedicated to your success,


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